At The Giles Financial Group, our financial professionals define their role as advocates on behalf of businesses and families who require specialized *financial and **advisory services.  Their goal is to help them maximize value and minimize  risk for their client's assets.       As a member of PartnersFinancial*, an independent national financial services company, our responsibility is to provide access to those sophisticated resources. Some of the professionals with our firm are currently registered to conduct securities business through NFP Securities, Inc. With those resources in place we facilitate the often times complex corporate and personal financial decisions our clients must make. For example,      What are the appropriate strategies for corporations to: Prepare for leadership and financial contingencies? Balance cost and appreciation of fringe benefits? Maximize the value of retirement plan benefits? Combat erosion of executive benefits? Liquidate corporate owned life insurance policies for more than their cash surrender values? 1 What are the appropriate strategies for family businesses to: Secure a bright future for the companies they have built?   What are the appropriate strategies for affluent individuals to: Protect financial achievement and assure long term goals? Sell their old life insurance policies instead of surrendering them? 1   What are the appropriate strategies for affluent families to: Control the value of their legacy over generations? We can help you get the answers you need The Giles Financial Group- The Decision Process     PLEASE NOTE: The information being provided is strictly as a courtesy. When you link to any of the web sites provided here, you are leaving this web site. NFP Securities, Inc. makes no representation as to the completeness or accuracy of information provided at these web sites. Nor is NFP Securities, Inc. liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third-party technologies, web sites, information and programs made available through this web site. When you access one of these web sites, you are leaving our web site and assume total responsibility and risk for your use of the web sites you are linking to.   1 Investors should consult with their own professional advisor regarding the potential tax, estate, and legal considerations that may arise in connection with entering into a life settlements transaction. Proceeds from a life settlement transaction may be taxable under federal or state law to the extent the proceeds exceed the cost basis. The proceeds from a life settlement transaction may be subject to claims of creditors. The receipt of proceeds from a life settlement transaction may adversely impact eligibility for government benefits and entitlements.  The amount received for the sale of the Policy may be impacted by the circumstances of the particular purchaser of the Policy, the insured’s life expectancy, future premiums, the death benefit, the terms of the Policy, and the current market for insurance policies, among other factors. The amount received for the sale of the Policy may be more or less than what others might receive for the sale of a similar policy. There may be high fees associated with the sell of a Life settlement.